Target a 8% yield with private credit

Lend your assets for AA-rated loans backed by real estate and earn a market-beating return. Simple, stable, and secure.
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Loan companies money.
Earn monthly income.

Performance
We partnered with top-performing private credit firms to build an institutional-grade portfolio targeting a 9% yield on your investment.
Protection
All loans adhere to strict standards. They are 200% backed by real estate assets, protecting the loans in case of default.
Diversification
Adding private credit can be a great way to diversify a portfolio of traditional stocks and bonds — especially when interest rates go up.

Private credit
at Rand

Although private credit has traditionally been reserved for the ultra-wealthy and institutional investors, our partnership with top-tier funds allows us to offer a high-quality option to a wider group of individuals.

The capital is loaned to private companies, and the interest payments are distributed among investors. Distributions are made monthly, and Rand manages internal liquidity to offer nearly daily withdrawals.

Grow your treasury in 2 currencies

Choose your preferred stablecoin and earn between 6.50% and 8.00%, depending on your selection.
UP TO

6.50%

EURC based
UP TO

8.00%

USDC based
SINCE AUG 2023

Performance history

Based on an initial $10,000 investment in USDC, here’s a look at how the fund has been performing month-over-month, including distributions and investment value.
This data is for illustrative purposes. Past performance is not indicative of future results and may not be repeated.

Sector Diversification

We lend money to companies across a variety of industries. That way, if one sector underperforms, others can potentially offset losses.
Finance & Real Estate
Hotel, Gaming & Leisure
Healthcare
Breakdown shown as at March 2024. Fund sector composition may change over time and chart may not be reflective of current composition.

Risk Management

Higher returns often come with higher risk. That’s why we carefully partnered with top-tier funds that only accept loans backed by real estate assets at 200%.

100%

Senior secured/first line credit
If a company runs into trouble, our fund is first in line to get paid back fully before other creditors.

200%

Overcollateralized loan
Loans are overcollateralized by 200% with real estate assets owned by the borrower company.

2.1x

Weighted average senior leverage
On average, companies will take 2.1 years to pay off debt based on their annual income.
Based on par value as of March 28, 2024

We’re here to help

The decision to invest in private credit isn’t one you have to make on your own. Once your application is approved, our team of advisors will learn about your financial goals and make sure it's the right fit.

Ready to start the process and make a transfer?
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