Put your company’s cash to work

Extend your runway with up to 7.40% APY with our Business Earn account. All with zero wire fees and the highest level of security
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Rand is a financial technology company, not a bank. Banking services are provided by Pecunia Cards. See your applicable agreement here.
Up to $500M insurance on assets by
Up to $500M insurance on assets by
Regulated and compliant since
Rand is a financial technology company, not a bank. Banking services are provided by Pecunia Cards. See your applicable agreement here.

Exceptional companies deserve exepcional high yield accounts

Rand bridges your company's treasury to staking on Proof of Stake Blockchains, enabling you to earn a stable yield with up to $500 million in insurance provided by our custody partner Copper.

Learn more about our method

Earn up to 7.40% APY on every penny

Choose your desired currency and wether you want a Fix or Flex term, with rates going from 5.00% to 7.40% depending on it. When you open your account you get:
Business Earn account with up to 7.40% APY
Spanish IBAN with unlimited free SEPA transfers
No maximum deposits or caps on your earnings
Interest paid daily, day after day
Personal account manager giving support 24/7
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Grow your treasury in 2 currencies

Choose your desired currency and wether you want a Fix or Flex term, with rates going from 5.00% to 7.40% depending on what you choose


EURC based


USDC based

Security-first approach

Insurance for your peace
Insurance for your peace
We have partnered with Copper and BitGo to offer a safe experience on the custodied assets through an insurance covering up to $500M.
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Completely compliant
Rand is a company registered as official custodian and exchange by the Bank of Spain. Our registered number is D697
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Transparent and verifiable
Transparency is a core pillar for us, which is why we offer a monthly report for you to independently track fund deployment.
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Insurance for your peace

Start earning in 3 easy steps

Apply for a Rand Business account by filling out the onboarding form
Get approved
Our team will reach out with the next steps, usually within 2 business days
Start earning
You will start earning yield right after your first deposit!
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“After using Rand I’m confident that I will be able to have a better retirement than just leaving the money in the bank”

Marc PĂ©rez

“With Rand, my savings are finally working for me. It's reassuring to know I'm on track for a more secure future”

Javier LĂłpez

“Rand transformed my approach to saving. Seeing my funds grow has been incredibly motivating and reassuring”

Ricardo Torres

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About Rand
How does Rand Protect my money?
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Over $750,000 transacted in the first 15 days of $RND
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Rand partners with Copper to insure digital assets
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Join today and start earning 6.00% APY

Registered users
Transacted volume
Custody insurance
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Questions? Answers

How does Rand generate yield?
At Rand, we've revolutionized the traditional savings account to offer you a way to earn more on your savings compared to conventional accounts. Instead of relying on old-fashioned methods like investing in government bonds, we harness the power of blockchain technology. Think of blockchain as a sophisticated, digital method for transferring and saving money that's not only faster but also less expensive than using traditional banks’ infrastructure.
Upon depositing funds into the Rand account, your capital is strategically allocated to delegate liquidity for the validation of blockchain transactions across distributed ledgers. Acting as "validators," our role involves verifying and confirming capital movements to ensure the continuous accuracy of the ledger. Every time a transaction occurs on a blockchain, a nominal fee is incurred. As a reward for maintaining the ledger's integrity, we, in turn, receive a portion of these fees. The majority of this revenue is returned to you, as your savings contribute to the smooth operation of the blockchain, in the shape of the yield you receive. The rest of the revenue is retained by Rand to cover operational costs and remain profitable.
We ensure this entire process is secure and reliable by partnering with trusted companies specializing in blockchain security and operations. Moreover, your capital is deployed in a manner that neutralizes market risks and volatility. Thus, your funds are shielded against potential price fluctuations in blockchain assets.
This innovative approach enables you to earn more on your savings without needing to understand the complex details of blockchain technology. With your help, we are changing the landscape of high-yield savings accounts from being fueled by traditional investments to being powered by the maintenance of new, efficient financial technologies.

For those curious about the specifics of how validators work and the concept of staking, we encourage you to explore our blog. Our monthly transparency report is also available for those interested in gaining a deeper insight into our operations and how they enhance high-yield savings.

Is my company’s treasury protected?
At Rand, we recognize the paramount importance of security and trust in managing company treasury accounts. Here’s how we specifically cater to the needs of businesses:

Compliance and Regulation

We are honoured to hold Custodian and Exchange registrations from the Bank of Spain, demonstrating our dedication to operating within the rigorous framework of European regulatory standards.

Custody of Assets

Understanding the critical nature of asset security for businesses, Rand has established a strategic alliance with Cooper. This partnership provides our corporate clients with a market-leading, specie insurance policy from the renowned Lloyds of London, offering coverage up to €500 million. This insurance ensures a secure and dependable custody solution for your company's assets, affording you complete confidence in their safety.

Protection of Company Data and Credentials

To protect your company's financial integrity, Rand implements cutting-edge security measures. These include two-factor authentication (2FA), biometric identification, and meticulous confirmation protocols for all withdrawals. Moreover, our dedicated team of security experts is at your disposal 24/7, ready to address any concerns or requirements you might have.

Rand is dedicated to advancing our security frameworks and practices continuously, ensuring that the management of your company's treasury accounts not only meets but surpasses security expectations.
How long does it take to open an account?
We highly value your time, which is why we've streamlined our account opening process to be quick and efficient, enabling you to set up an account within just a few business days. Our goal is to facilitate your ability to start earning without delay, eliminating the lengthy and bureaucratic procedures typically associated with corporate account setups. This optimized process ensures you can focus on what's important — growing your business.
Is the Business Earn account completely flexible?
Our accounts are designed with flexibility and convenience in mind, offering a completely commission-free experience. The goal is to ensure that managing your finances with us is as straightforward and cost-effective as possible, giving you the freedom to move your funds as your business needs dictate.

Opting for the Earn account's "flex" plan grants you the flexibility to make deposits and withdrawals at your convenience with no penalty or associated costs. Conversely, selecting a "fixed term" plan entails a commitment to lock in your investment for a predetermined period. While withdrawals from "fixed term" plans are permitted, any accrued interest during this period will not be transferred.
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